Earn 75,000 Points From Capital One Venture X Rewards Credit Card! You Will Also Get $300 In Annual Tavel Credits, Lounge Access And Much More…
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Signup Bonus:
The card_name features one of the highest sign-up bonuses currently available on a travel rewards card, making now a great time to apply if you have a big trip on the horizon and are looking for an influx of rewards. You can earn 75,000 bonus miles after spending $4,000 in your first three months – worth more than $1,200, thanks to the outsized value you can get from transferring Capital One miles to the program’s airline and hotel partners.
And if you don’t want to navigate the complexities of transferable points, you can use your Capital One miles directly for travel at a rate of 1 cent per mile — making the sign-up bonus worth $750.
Terrific Rewards Rate on Both Travel and Non-Travel Purchases:
One of the most unique and appealing aspects of the card_name is its generous rewards rate not only on travel purchases like airline and hotel bookings – a feature common among luxury travel cards – but also on everyday spending.
Along with the 10 miles per dollar you’ll earn on hotel and rental car bookings made via the Capital One Travel portal and the 5 miles per dollar you’ll earn on flights booked through the portal, you’ll get 2 miles per dollar on general purchases.
While other luxury travel cards may match the Venture X card’s rewards rate on hotel and airline bookings, almost none can compete with its boosted rate on general purchases. Comparable cards that earn 2 to 5 points per dollar in categories like travel, dining and groceries tend to only earn just 1 point per dollar on general purchases. Meanwhile, though plenty of flat-rate rewards cards offer 1.5 or 2 points per dollar on all eligible purchases, they don’t carry bonus rewards rates in any specific spending categories. This makes the Venture X card’s rewards program truly unique and potentially very lucrative, especially for big spenders and frequent travelers.
To get a sense of how much you can earn via card spend with the Venture X, let’s say you take 10 round-trip flights per year at an average cost of around $350, for a total of $3,500 in spending on airfare. If you booked those flights through the Capital One Travel portal, you’d earn 17,500 miles (at a rate of 5 miles per dollar). Add in $2,000 in spending on hotels and rental cars booked through Capital One (at a rate of 10 miles per dollar) and $1,500 per month in general spending (at a rate of 2 miles per dollar) and you’d earn another 56,000 miles per year, giving you a total of 73,500 miles, worth $735 when redeemed for travel.
Even if you subtracted the card’s $395 annual fee from that total, you’d be up $340.
Perks and Annual Bonuses Alone Easily Cover Annual Fee:
The Venture X card’s steep annual fee may make you nervous, but rest assured that the fee is easily worth it if you take advantage of the card’s generous benefits. In fact, you can completely cover the card’s cost by maximizing just two of its key perks – the account anniversary bonus and the annual credit for bookings through Capital One Travel – which together offer up to $400 in annual value.
You’ll get 10,000 bonus miles each year on your account anniversary, worth $100 when you redeem for travel through Capital One or use to cover outside travel purchases. You’ll also get a $300 Capital One travel credit each year for booking through Capital One Travel.
This means that if you already spend at least $400 per year on travel – the cost of one or two round-trip domestic flights – it essentially costs you nothing to keep the card_name in your wallet: For a $395 annual fee, you’ll automatically get $100 worth of travel rewards added to your account each year, and if you purchase travel through the Capital One Travel portal, your first $300 in spending will be covered by the travel credit.
The card’s other major perks also add value but may be more suited to especially frequent travelers, including an up to $100 credit for Global Entry or TSA PreCheck every four years and a complimentary Priority Pass Select membership, which gets you access to over 1,300 lounges around the world. You’ll also get unlimited access to the brand-new Capital One Lounge and two complimentary guest passes per year. Considering a Priority Pass Standard Plus membership costs $299, the value of these lounge access benefits alone could make up a big chunk of the card’s annual fee.
The card also charges no foreign transaction fees and no fee for the first four authorized users you add to the card. The Chase Sapphire Reserve, meanwhile, charges $75 per authorized user).
This list of cardholder benefits is even more impressive considering the Venture X card’s relatively low cost compared to its luxury travel competitors. While a $395 annual fee is certainly nothing to sneeze at, it pales in comparison to the $695 annual fee you’ll find on the Amex Platinum and the $550 annual fee on the Chase Sapphire Reserve.
Flexible Travel Redemptions:
Like the original Capital One Venture Rewards Credit Card, the card_name stands out for its impressive redemption flexibility. Unlike most travel rewards cards, which require you to redeem rewards through an issuer’s travel portal to enjoy full value, the Venture X lets you redeem miles for travel not only through the Capital One Travel portal, but also to cover outside travel purchases – such as bookings made directly with airlines and hotels or via third-party travel sites like Expedia. This is a huge advantage since it lets you shop around for the best deals on every aspect of your trip.
Capital One also offers a decent mix of travel transfer partners, the majority of which allow you to transfer miles at a 1:1 ratio, including British Airways, Air France-KLM, Avianca LifeMiles, Wyndham Rewards and more. Depending on the value of the transfer partner’s rewards currency, you may even get more bang for your buck by moving your Capital One miles around this way.
Global Entry/Pre-Check Fee Refund:
It costs $85 to apply for a 5 year TSA Pre-Check membership which makes flying pleasant again. Shorter lines, no need to remove your shoes, belt, jacket, or hat. You can keep your laptop and small liquids inside your carry-on. And you go through a good old fashioned metal detector instead of assuming the position in the body scanner. If you charge it on your card the fee will be refunded.
It costs $100 to apply for a 5 year Global Entry membership which lets you bypass the customs line. If you have Global Entry you also get TSA Pre-Check for free.
If you charge it on your card the fee will be refunded. You can get refunded for this charge once every 4 years.
My whole family has Global Entry and it sure makes traveling a whole lot easier!
Capital One Lounge and Capital One Landing Access:
Capital One launched its first airport lounge in Dallas/DFW in terminal D near gate 22. The lounge is open from 7am-7pm.
I loved being able to shower, use the prayer room, and enjoy free snacks while connecting in DFW.
New lounges will be added soon in Denver/DEN and Washington/IAD and Capital One Landing locations will be added soon in LaGuardia and Washington/DCA.
card_name cardholders get unlimited free entry and can bring 2 guests for free. You need to have a departing or connecting flight within 3 hours to use the lounge.
Best of all, Venture X additional cardholders are free and they also get unlimited free entry and can bring 2 guests for free!
Lounge access for card_name cardholders is $45 per person per visit. Those cardholders also get 2 free visits per year. Lounge access for everyone else is $65 per visit. Kids under 2 are free.
Lounges feature grab and go food with to-go bags for your flight, fully stocked bars with local beers and craft cocktails, coffee bars, work zones, exercise rooms with Peloton bikes and yoga mats, nursing rooms, kids rooms, soundproof relaxation rooms, luggage lockers, multi-faith prayer rooms, and shower suites!
Priority Pass Membership:
card_name primary and additional cardholders get a complimentary Priority Pass lounge membership.
Priority Pass lounge membership allows you to bring 2 guests with you into over 1,300 airport lounges. Similar to AMEX, this membership no longer includes access to retail airport offers with a per person credit.
Plaza Premium And Virgin Atlantic Lounge Membership:
card_name Primary and additional cardholders get a complimentary Plaza Premium lounge membership with 2 free guests. You just need to show your credit card to gain access to these lounges.
These include highly rated Virgin Atlantic Clubhouses in JFK, Newark, San Francisco, and Washington DC.
Hertz elite status:
card_name Primary and additional cardholders get Hertz President’s Circle elite status. Benefits include skip the counter and e-return, the widest vehicle selection, guaranteed upgrades, free additional driver, and more!
Excellent MLB Redemptions
Capital One cardholders have access to exclusive tickets to special events such as All-Star Week, the MLB Postseason, and the World Series presented by Capital One.
Plus, you can redeem just 5,000 miles (or $40 cash back) for ultra-premium MLB seats in every ballpark, for every game. There are 4 tickets available for every game at that rate.
I have gone to games with excellent seats in Cleveland, New York, and DC and hope to go to many more using my Capital One miles at an excellent value!
Getting $200 seats for 5,000 miles is a great deal!
Free Museum Admission
Capital One cardholders can enroll in a free 6 Month Cultivist Enthusiast Membership. You’ll get 6 months of The Cultivist Enthusiast level membership, a $240 value, for free.
Members get free admission for themselves and 3 guests to these museums, including Paris’ Picasso Museum, Venice’s Doge Palace or Ca’ Pesaro, NYC’s Guggenheim or Met, the Art Institute of Chicago, Dallas’ Nasher Sculpture Center, and many more.
Other benefits include on-demand art access, exclusive events, and more.
Excellent Visa Infinite card benefits:
This will be a Visa Infinite card, which means it will come with awesome benefits like 3 free years of Shipt for free deliveries from Target stores and more.
Primary and additional cardholders get benefits like:
- Primary rental car CDW insurance, up to $75,000 of coverage
- Return protection, up to $300 per item and $1,000 per year.
- Cell phone insurance, up to $800 per claim and $1,600 per year if monthly bill is charged to card. $50 deductible applies.
- Trip delay insurance, up to $500 per person on delays of 6+ hours.
- Trip cancellation and interruption insurance, up to $2,000 per person.
- Extended warranty of 1 extra year, up to $10,000 per item.
- Lost Luggage Insurance, up to $2,000 per bag and $3,000 per trip.
- Travel Accident Insurance, up to $1,000,000 per person.
- Purchase protection for items damaged or stolen within 90 days, up to $10,000 per item.
Premier collection hotel access
Venture X Cardholders have access to The Premier Collection of hotels.
Those hotels will qualify for the card’s $300 travel credit and 10x points per dollar, plus you’ll get a $100 experience during your stay, breakfast for 2, free WiFi, upgrades, early check-in, late checkout, and you will earn standard elite credit, elite benefits, and hotel points.
Flight booking perks
Cardholders get access to airfare perks like the ability to get free price drop credits, get alerted about price drops, and the ability to pay a nominal fee to freeze airfare prices or get a refund on airfare for any reason.
Discounted travel offers are also available for Venture X cardholders.
Product changes:
Capital One doesn’t have regular product change options like most banks, but you may be able to change between the no annual fee card_name, the $95/year card_name and the $395/year card_name, but you won’t get a signup bonus for upgrading from VentureOne or Venture to Venture X.
Capital One is an outlier when it comes to account downgrading. While you may be eligible for a downgrade to card_name (no annual fee) or card_name ($95 annual fee), you won’t get a refund of the $395 fee once the fee has been billed to your account. Most other banks allow a full or prorated refund for downgrading a card after a fee is billed. You can try calling to downgrade before the annual fee is billed, though not all cardholders will be eligible for an early downgrade.
However, you can always close a card for at least a month after an annual fee is billed to get a refund of the fee.
Use points for paid travel reimbursement:
You can redeem your points to pay yourself back for any travel related expenses (airfare, hotels, car rentals, cruises, ride sharing, etc) or book new travel at a value of 1 cent per point.
Airline and hotel transfer partners and transfers to other cards:
You can transfer points from Capital One into these programs at the following ratios:
- Aeromexico (1:1, SkyTeam)
- Air Canada Aeroplan (1:1, Star Alliance)
- Air France/KLM Flying Blue (1:1, SkyTeam)
- Avianca LifeMiles (1:1, Star Alliance)
- British Airways Avios (1:1, OneWorld)
- Cathay Pacific Asia Miles (1:1, OneWorld)
- EVA (2:1.5, Star Alliance)
- Etihad (1:1, No alliance)
- Emirates (1:1, No alliance)
- Finnair (1:1, OneWorld)
- Qantas (1:1, OneWorld)
- Singapore (1:1, Star Alliance)
- TAP Air Portugal (1:1, Star Alliance)
- Turkish Airlines (1:1, Star Alliance)
- Virgin Red/Virgin Atlantic (1:1, No alliance)
- Accor Hotels (2:1)
- Choice Hotels (1:1)
- Wyndham Hotels (1:1)
You can also combine miles between Capital One miles cards online, transfer cash back into miles online, and you can transfer miles to any Capital One cardholder by calling Capital One!
A nice perk is that after the 1,000 mile minimum transfer, you only need to transfer points in increments of 100, meaning you have fewer leftover points compared to other bank transfers.
- Air Canada awards start at just 6K miles on United.
- Avianca Lifemiles awards start at just 6.5K miles on United. Or save up for the 194K miles you’ll need for a round-trip first class flight in First Class from the US to Tel Aviv on Lufthansa with access to their amazing first class terminal during your connection with a Porsche transfer to your plane.
- Turkish Airlines has an incredibly generous award chart, with bargains on United like domestic awards, including Hawaii, costing just 7.5K miles in coach or 12.5K miles in business class! Tickets to Israel cost just 32K miles in coach or 47K miles in business class!
- 7.5K Virgin Atlantic miles is enough for a Delta short-haul flight and 35K is enough to fly nonstop on Delta between North America and Israel.
- 37K Flying Blue miles is enough to fly nonstop on Delta between North America and Israel.
- 120K Aeroplan miles is enough for a round-trip business class award between North America and 2 European cities.
- With 90K Cathay Pacific Asia Miles miles you can book a round-trip business class award between North America and Europe.
- With 180K Qantas points you can fly round-trip in El Al business class between NYC and Tel Aviv with no fuel surcharges.
- With 135K Emirates miles you can fly round-trip in A380 Shower Class from JFK to Milan.
- With 217.5K Emirates miles you can fly round-trip in A380 Shower Class from JFK to Dubai.
Closing Thoughts:
card_name seems like a no-brainer thanks to the annual credits that more than cover the annual fee.
Assuming you take advantage of those annual credit, there is essentially no cost for all of the card’s valuable benefits, like Capital One lounge access, Priority Pass lounge access, Hertz elite status, high end protections, and more. Plus, all of those benefits apply to free additional user cards and there’s no age limit for Capital One additional user cards.
With the ability to reimburse yourself for any travel purchase and the option to transfer points to airlines like Turkish, where you can fly anywhere in the US50 for just 7.5K miles in coach or 12.5K miles in first class, spending on the card is valuable and doesn’t require jumping through hoops with multiple cards as with other banks.
The 75,000 point bonus is just gravy on top of those benefits!
